2026 IN pay stub rules
Indiana Pay Stub Generator
Indiana taxes wages at a flat 2.95% for 2026. Create a Indiana pay stub with federal, FICA and state withholding calculated for you, preview it live, and download the PDF. From $14.99 per stub, no account needed.
Create a Indiana pay stubWhat is withheld on a Indiana pay stub
Every pay stub shows gross pay, each deduction, and net pay for the period and the year to date. These are the employee taxes that apply in Indiana for 2026.
- Federal income tax
- Withheld from the employee’s Form W-4 using the IRS Publication 15-T method. Same in every state.Source
- Social Security
- 6.2% of wages up to the 2026 wage base of $184,500.Source
- Medicare
- 1.45% of all wages, plus 0.9% Additional Medicare Tax on wages above $200,000 in the year.Source
- Indiana income tax
- Indiana taxes wages at a flat 2.95% for 2026. Cut from 3% to 2.95% for 2026.Source
- Disability and paid leave
- None
- Local income taxes
- All 92 counties levy a county income tax, withheld with state tax. Rates vary by county and are set by the county of residence on January 1 (or the county of principal employment for workers who do not live in Indiana). Rates are published in DOR Departmental Notice No. 1; six counties raised rates for 2026 and one changed effective October 1, 2026.Source
Example: a $2,000 biweekly paycheck in Indiana
Calculated by the same engine that builds every Swift Paystubs order: 2026 rules, single filer, standard W-4, no pre-tax deductions or local taxes, first paycheck of the year. Your figures depend on your own details.
| Gross pay | $2,000.00 |
| Federal income tax | -$156.15 |
| Social Security | -$124.00 |
| Medicare | -$29.00 |
| Indiana income tax | -$59.00 |
| Net pay | $1,631.85 |
Indiana wage rules that shape a pay stub
- Minimum wage
- $7.25 an hour as of October 6, 2026. State minimum equals the federal $7.25 (employers with 2 or more employees).Source
- Pay frequency
- At least semimonthly, or biweekly if requested by the employee.Source
- Pay stub law
- Indiana requires employers covered by the state minimum wage law to give each employee a statement each pay period showing hours worked, wages paid, and a list of deductions. That law covers only employers with two or more employees that are not covered by the federal minimum wage law, so most employers are not subject to it.Source
- Employer unemployment tax
- Paid by the employer on the first $9,500 of each employee’s wages (2025 wage base). It is an employer cost and does not reduce the employee’s net pay.
Creating a Indiana pay stub with Swift Paystubs
- Choose Indiana as the work state. The state withholding line follows from it.
- Enter the pay rate, hours or salary, pay frequency and W-4 filing status.
- Check the live preview: gross pay, every deduction, net pay and year-to-date totals.
- Pay at checkout and download the PDF. Larger orders cost less per stub.
Indiana pay stub questions
Does Indiana withhold state income tax from paychecks?
Indiana taxes wages at a flat 2.95% for 2026. The amount depends on the employee’s pay, pay frequency and state withholding certificate, and appears as its own line on the pay stub.
Do employers in Indiana have to provide pay stubs?
Indiana requires employers covered by the state minimum wage law to give each employee a statement each pay period showing hours worked, wages paid, and a list of deductions. That law covers only employers with two or more employees that are not covered by the federal minimum wage law, so most employers are not subject to it.
What is the minimum wage in Indiana?
The general minimum wage in Indiana is $7.25 an hour as of October 6, 2026. State minimum equals the federal $7.25 (employers with 2 or more employees).
How often must employees be paid in Indiana?
At least semimonthly, or biweekly if requested by the employee.
Can I use a Indiana pay stub as proof of income?
Landlords and lenders usually ask for your two or three most recent pay stubs. A pay stub must reflect wages that were actually paid; lenders often check pay stubs against bank deposits, tax returns or the employer.
Create your Indiana pay stub
From $14.99 per stub. Live preview before you pay, PDF download after checkout.
Create a Pay StubRelated
Facts checked October 6, 2026 against the linked sources. Rules change; check the source before relying on a figure. Swift Paystubs creates documents from the details you enter and does not give tax or legal advice.