Kentucky Pay Stub Generator

What is withheld on a Kentucky pay stub

Every pay stub shows gross pay, each deduction, and net pay for the period and the year to date. These are the employee taxes that apply in Kentucky for 2026.

Federal income tax

Withheld from the employee’s Form W-4 using the IRS Publication 15-T method. Same in every state.Source

Social Security

6.2% of wages up to the 2026 wage base of $184,500.Source

Medicare

1.45% of all wages, plus 0.9% Additional Medicare Tax on wages above $200,000 in the year.Source

Kentucky income tax

Kentucky taxes wages at a flat 3.5% for 2026. Cut from 4% to 3.5% for 2026.Source

Disability and paid leave

None

Local income taxes

Many Kentucky cities, counties and some school districts levy occupational license taxes on wages earned there, withheld by employers based on work location (for example Louisville Metro, Lexington-Fayette). Rates vary by locality.Source

Example: a $2,000 biweekly paycheck in Kentucky

Calculated by the same engine that builds every Swift Paystubs order: 2026 rules, single filer, standard W-4, no pre-tax deductions or local taxes, first paycheck of the year. Your figures depend on your own details.

Kentucky wage rules that shape a pay stub

Minimum wage

$7.25 an hour as of October 6, 2026. State minimum equals the federal $7.25.Source

Pay frequency

At least semimonthly.Source

Pay stub law

Kentucky requires employers with 10 or more employees that make deductions from wages to give each employee, at the time of payment, a paper or electronic statement of the amount and general purpose of each deduction. If the statement is electronic, the employer must provide access to a computer and printer so the employee can review and print it.Source

Employer unemployment tax

Paid by the employer on the first $11,700 of each employee’s wages (2025 wage base). It is an employer cost and does not reduce the employee’s net pay.

Creating a Kentucky pay stub with Swift Paystubs

• Choose Kentucky as the work state. The state withholding line follows from it.
• Enter the pay rate, hours or salary, pay frequency and W-4 filing status.
• Check the live preview: gross pay, every deduction, net pay and year-to-date totals.
• Pay at checkout and download the PDF. Larger orders cost less per stub.

Kentucky pay stub questions