Terms of Service

1Introduction

These Terms of Service govern your use of SwiftPaystubs. By generating paystubs or payroll documents through our platform, you agree to these Terms.

2Age Requirement

You must be at least 18 years of age to use our services. By using our services, you represent that you meet this age requirement.

3Acceptance of Terms

By accessing or using our services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you may not use our services.

4Use Licence

• We grant you a limited, non-exclusive, non-transferable licence to use our services for their intended purpose.
• This licence does not include reselling or commercially redistributing the service, decompiling or reverse engineering any software, or transferring the licence to another person.
• This licence terminates automatically upon any breach of these Terms.

5User Accounts

• You are responsible for maintaining the confidentiality of your account credentials.
• You must provide accurate and complete information when creating an account.
• You are responsible for all activities that occur under your account.
• You must notify us immediately of any suspected unauthorised account use.

6Acceptable Use

• You agree not to use our services for any unlawful purpose.
• You agree not to attempt to gain unauthorised access to our systems or data.
• You agree not to transmit viruses, malware, or other malicious code.
• You agree not to interfere with or disrupt the operation of our services.
• You agree not to impersonate others or supply false information.

7Intellectual Property

• Our services, branding, and all platform content are protected by copyright, trademark, and other applicable laws.
• You may not reproduce, distribute, or create derivative works from our content without prior written permission.
• Our trademarks and trade dress may not be used without our written consent.

8Termination

• We may suspend or terminate your access immediately and without prior notice for any breach of these Terms.
• Upon termination, your right to use the services will cease immediately.
• You may close your account at any time through your account settings.

9Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranty of any kind. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

10Limitation of Liability

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services.

11Governing Law

These Terms are governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to conflict-of-law principles.

12Changes to Terms

We reserve the right to modify these Terms at any time. We will provide reasonable notice of material changes. Continued use of our services after changes constitutes acceptance.

13Contact

For questions about these Terms, contact us at the email address provided below.

14Payment Terms

• Fees are stated at the time of purchase and are exclusive of applicable taxes.
• All fees are non-refundable unless otherwise stated or required by law.
• We reserve the right to adjust pricing with 30 days' advance notice.
• Failure to pay may result in suspension or termination of your account.

15Payroll Document Accuracy

Paystubs and payroll documents generated by SwiftPaystubs are based solely on the information you input. We are not responsible for errors resulting from inaccurate or incomplete user-provided data. Generated documents are intended to serve as payroll records and are not a substitute for a licensed payroll service or accountant.

16Not a Tax or Payroll Services Provider

• SwiftPaystubs is a document generation tool, not a licensed payroll bureau or tax advisor.
• We do not remit payroll taxes, withholdings, or any other amounts on your behalf.
• You are solely responsible for compliance with federal, state, and local payroll tax laws.
• Consult a licensed CPA or payroll professional to confirm your payroll obligations.

17Document Authenticity

You agree not to use documents generated by SwiftPaystubs for fraudulent purposes including, but not limited to, misrepresenting income to financial institutions, government agencies, or any third party. Fraudulent use of generated documents may violate federal and state law.