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2026 IL pay stub rules

Illinois Pay Stub Generator

Illinois taxes wages at a flat 4.95% for 2026. Create a Illinois pay stub with federal, FICA and state withholding calculated for you, preview it live, and download the PDF. From $14.99 per stub, no account needed.

Create a Illinois pay stub

What is withheld on a Illinois pay stub

Every pay stub shows gross pay, each deduction, and net pay for the period and the year to date. These are the employee taxes that apply in Illinois for 2026.

Federal income tax
Withheld from the employee’s Form W-4 using the IRS Publication 15-T method. Same in every state.Source
Social Security
6.2% of wages up to the 2026 wage base of $184,500.Source
Medicare
1.45% of all wages, plus 0.9% Additional Medicare Tax on wages above $200,000 in the year.Source
Illinois income tax
Illinois taxes wages at a flat 4.95% for 2026.Source
Disability and paid leave
None
Local income taxes
None. No city, county or school district income or wage tax is withheld from employee paychecks.

Example: a $2,000 biweekly paycheck in Illinois

Calculated by the same engine that builds every Swift Paystubs order: 2026 rules, single filer, standard W-4, no pre-tax deductions or local taxes, first paycheck of the year. Your figures depend on your own details.

Gross pay$2,000.00
Federal income tax-$156.15
Social Security-$124.00
Medicare-$29.00
Illinois income tax-$99.00
Net pay$1,591.85

Illinois wage rules that shape a pay stub

Minimum wage
$15.00 an hour as of October 6, 2026. Applies to employers with 4 or more employees. Chicago and Cook County set higher local minimums.Source
Pay frequency
At least semimonthly; executive, administrative and professional employees may be paid monthly.Source
Pay stub law
Illinois requires employers to give each employee a pay stub for each pay period showing hours worked, rate of pay, overtime hours and pay, gross wages, deductions, and year-to-date totals of wages and deductions. Employers must keep copies for 3 years and provide copies within 21 days of a request. Electronic pay stubs are allowed; if access is limited to current employees, the employer must give a departing employee up to 3 years of pay stubs on paper or by email, as the employee chooses.Source
Employer unemployment tax
Paid by the employer on the first $13,916 of each employee’s wages (2025 wage base). It is an employer cost and does not reduce the employee’s net pay.

Creating a Illinois pay stub with Swift Paystubs

  • Choose Illinois as the work state. The state withholding line follows from it.
  • Enter the pay rate, hours or salary, pay frequency and W-4 filing status.
  • Check the live preview: gross pay, every deduction, net pay and year-to-date totals.
  • Pay at checkout and download the PDF. Larger orders cost less per stub.

Illinois pay stub questions

Does Illinois withhold state income tax from paychecks?

Illinois taxes wages at a flat 4.95% for 2026. The amount depends on the employee’s pay, pay frequency and state withholding certificate, and appears as its own line on the pay stub.

Do employers in Illinois have to provide pay stubs?

Illinois requires employers to give each employee a pay stub for each pay period showing hours worked, rate of pay, overtime hours and pay, gross wages, deductions, and year-to-date totals of wages and deductions. Employers must keep copies for 3 years and provide copies within 21 days of a request. Electronic pay stubs are allowed; if access is limited to current employees, the employer must give a departing employee up to 3 years of pay stubs on paper or by email, as the employee chooses.

What is the minimum wage in Illinois?

The general minimum wage in Illinois is $15.00 an hour as of October 6, 2026. Applies to employers with 4 or more employees. Chicago and Cook County set higher local minimums.

How often must employees be paid in Illinois?

At least semimonthly; executive, administrative and professional employees may be paid monthly.

Can I use a Illinois pay stub as proof of income?

Landlords and lenders usually ask for your two or three most recent pay stubs. A pay stub must reflect wages that were actually paid; lenders often check pay stubs against bank deposits, tax returns or the employer.

Create your Illinois pay stub

From $14.99 per stub. Live preview before you pay, PDF download after checkout.

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Related

Facts checked October 6, 2026 against the linked sources. Rules change; check the source before relying on a figure. Swift Paystubs creates documents from the details you enter and does not give tax or legal advice.

Illinois Pay Stub Generator (2026) | Swift Paystubs