Guides
Proof of Income Guides
Practical, plain-language guides on proving income for apartments, loans, and everything in between. Written to help you understand exactly what landlords and lenders expect.
What Landlords Look for in Proof of Income for an Apartment
Learn exactly what landlords require as proof of income, how many pay stubs you need, and what to do if you do not have traditional pay stubs.
How to Prove Income as a Self-Employed Worker or 1099 Contractor
A practical guide to proving income when you are self-employed, freelance, or a 1099 contractor, including which documents work best for loans and housing.
Pay Stub Requirements for Loan Applications: What Lenders Need to See
Understand exactly what lenders look for on a pay stub during a loan application, how it affects your debt-to-income ratio, and common reasons pay stubs get rejected.
Pay Stub vs Bank Statement: Which Proof of Income Do You Need
Pay stubs and bank statements both prove income, but they show different information. Learn which one you need for loans, rentals, and other applications.
What to Do If You Do Not Have Pay Stubs: Alternative Proof of Income Options
If you do not have traditional pay stubs, here are the alternative documents landlords and lenders will accept, and how to prepare them correctly.
Instacart Driver Proof of Income: What Landlords and Lenders Accept
A complete guide to proving income as an Instacart shopper, including how to download your earnings history, get your 1099-NEC, and what landlords and lenders actually accept.
DoorDash Delivery Driver Proof of Income: Pay Stubs, Tax Forms, and What Works
How to document and prove your income as a DoorDash Dasher, including earnings reports, 1099-NEC forms, the Annual Tax Summary, and bank statements for apartment and loan applications.
Uber Driver Proof of Income: Documents That Satisfy Apartment and Loan Requirements
A complete guide to proving income as an Uber driver, covering the Annual Tax Summary, 1099-K and 1099-NEC forms, trip history export, and bank statements for rental and loan applications.
Grubhub Driver Proof of Income: How to Document Gig Income for Rentals and Loans
How Grubhub delivery partners can prove and document their income for apartment rentals and loans, including earnings history, 1099-NEC, bank statements, and multi-platform income documentation.
California Pay Stub Generator: What Every CA Pay Stub Must Show
Generate accurate California pay stubs with the correct state income tax brackets, SDI deduction, and employer requirements. Learn exactly what goes on a California paycheck.
Texas Pay Stub Generator: Create Accurate Texas Pay Stubs
Generate accurate Texas pay stubs. Texas has no state income tax, so your pay stub shows federal withholding, Social Security, and Medicare only. Learn what every Texas paycheck must include.
Florida Pay Stub Generator: Create Accurate Florida Pay Stubs
Generate accurate Florida pay stubs. Florida has no state income tax, keeping deductions simple: federal withholding, Social Security, and Medicare only.
New York Pay Stub Generator: What Every NY Pay Stub Must Show
Create accurate New York pay stubs with the correct state income tax brackets, NY SDI withholding, and fields required under New York Labor Law Article 6.
Pennsylvania Pay Stub Generator: What PA Pay Stubs Must Include
Generate accurate Pennsylvania pay stubs with the correct flat 3.07% state income tax rate and Pennsylvania-specific payroll requirements.
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