Iowa Pay Stub Generator

What is withheld on a Iowa pay stub

Every pay stub shows gross pay, each deduction, and net pay for the period and the year to date. These are the employee taxes that apply in Iowa for 2026.

Federal income tax

Withheld from the employee’s Form W-4 using the IRS Publication 15-T method. Same in every state.Source

Social Security

6.2% of wages up to the 2026 wage base of $184,500.Source

Medicare

1.45% of all wages, plus 0.9% Additional Medicare Tax on wages above $200,000 in the year.Source

Iowa income tax

Iowa taxes wages at a flat 3.8% for 2026.Source

Disability and paid leave

None

Local income taxes

Generally none withheld. Iowa school district surtax (and the emergency medical services surtax in a few counties) is a percentage of state income tax computed on the resident's Iowa return, not withheld from paychecks.Source

Example: a $2,000 biweekly paycheck in Iowa

Calculated by the same engine that builds every Swift Paystubs order: 2026 rules, single filer, standard W-4, no pre-tax deductions or local taxes, first paycheck of the year. Your figures depend on your own details.

Iowa wage rules that shape a pay stub

Minimum wage

$7.25 an hour as of October 6, 2026. State minimum equals the federal $7.25.Source

Pay frequency

At least monthly, on regular paydays.Source

Pay stub law

Iowa requires employers to give each employee a statement on each regular payday showing hours worked, wages earned, and deductions. Hours are not required for overtime-exempt employees unless they get hours-based pay. The statement can be mailed, handed out at work, sent by secure electronic means (an employee who cannot receive it that way can ask in writing for another method), or made viewable electronically with free, unrestricted printer access.Source

Employer unemployment tax

Paid by the employer on the first $39,500 of each employee’s wages (2025 wage base). It is an employer cost and does not reduce the employee’s net pay.

Creating a Iowa pay stub with Swift Paystubs

• Choose Iowa as the work state. The state withholding line follows from it.
• Enter the pay rate, hours or salary, pay frequency and W-4 filing status.
• Check the live preview: gross pay, every deduction, net pay and year-to-date totals.
• Pay at checkout and download the PDF. Larger orders cost less per stub.

Iowa pay stub questions