Two income taxes, two authorities
Federal tax is withheld for CRA with a 16.5% abatement, and Quebec income tax for Revenu Québec at 14% to 25.75%, with a basic personal amount of $18,952.
SourceQuebec
Quebec Pay Stub Generator
Quebec runs its own payroll system: Revenu Québec’s income tax, the Quebec Pension Plan instead of CPP, the Quebec Parental Insurance Plan, and a lower EI rate. Pay stubs are issued in French unless the employee asks otherwise.
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Work out take-home pay with the calculator$16.99 per pay stub, down to $11.99 each for 6 or more.
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Example
Pay stub
Quebec
2026
PeriodPay period 20 of 26Tax year2026
- Salary
- $2,307.69
- Federal income tax
- −$170.28
- Quebec income tax
- −$217.19
- QPP contributions
- −$136.90
- EI premiums
- −$30.00
- QPIP premiums
- −$9.92
Net pay$1,743.40
Employer contributions, not deducted: $192.79
What is different in Quebec
QPP, QPIP and EI
QPP is 6.3% of pensionable earnings (at most $4,479.30), QPIP 0.43% up to $103,000 (at most $442.90), and EI 1.3% (at most $895.70).
SourceFrench first
The Charter of the French Language s.41 requires French in written communications to staff and documents about conditions of employment, unless the employee asks for another language. Swift Paystubs will offer Quebec pay stubs in French.
SourceBulletin de paie
The Act respecting labour standards s.46 lists what the pay slip must show, including the employee’s occupation, the overtime hours paid or replaced by leave, and tips.
SourceWhat a pay stub must show in Quebec
Each province and territory sets the content of a pay stub in its employment standards law, so the list depends on where the employee works. Federally regulated employers, such as banks, airlines and telecoms, follow the Canada Labour Code instead.
Required by law
Employer name
Employee name
The employee's occupation
Date of payment
Hours paid at the prevailing rate
Overtime hours paid or replaced by leave, with the premium
Nature and amount of bonuses, indemnities, allowances or commissions
Nature and amount of each deduction
Tips reported by the employee and tips attributed by the employer (Taxation Act s.1019.4, s.42.11)
Expected by the government’s guidance
Issue in French unless the worker asked for another language
Expected on every Canadian pay stub
No jurisdiction requires these, but Canadian pay stubs carry them and they reconcile to the T4 (and the RL-1 in Quebec) at the end of the year.
Year-to-date earnings, tax, CPP/QPP, EI and QPIP
Business Number / payroll account (RP)
Social Insurance Number (masked)
Deductions on a Canadian pay stub in 2026
These are the deductions an employer withholds from pay in 2026, with the rates the calculator and the example on this page use.
- Federal income tax
- Withheld with CRA’s payroll formulas, at rates from 14% to 33% on annualized pay. The employee’s TD1 claim, or the basic personal amount of up to $16,452 when none is filed, reduces the tax. Employees in Quebec get a 16.5% abatement because Quebec collects its own income tax. Source
- Provincial or territorial income tax
- Each province and territory has its own brackets and basic personal amount, withheld alongside federal tax. In Quebec, Revenu Québec’s own formulas apply instead. Source
- Canada Pension Plan (CPP)
- 5.95% of pensionable earnings above the $3,500 yearly basic exemption, up to the maximum pensionable earnings of $74,600: at most $4,230.45 for the year. CPP2 adds 4% on earnings between $74,600 and $85,000, at most $416. Source
- Employment Insurance (EI)
- 1.63% of insurable earnings up to $68,900: at most $1,123.07 for the year. The employer pays 1.4 times the employee’s premium. Source
- Quebec: QPP, QPIP and reduced EI
- In Quebec the Quebec Pension Plan replaces CPP at 6.3% (at most $4,479.30), the Quebec Parental Insurance Plan takes 0.43% of earnings up to $103,000, and EI is lower at 1.3% because QPIP pays parental benefits. Source
Income tax brackets in 2026
Brackets apply to annual taxable income. Payroll annualizes each paycheque, applies the brackets and credits, then divides by the number of pay periods.
Example: a $60,000 salary paid every two weeks in Quebec
Calculated by the Swift Paystubs Canada engine for a pay date in 2026: no TD1 filed (basic personal amounts), no pension plan or union dues, the same pay in every earlier pay period of the year. Your own figures depend on your TD1 claims and deductions.
Quebec
Pay period 20 of 26
| Gross pay | $2,307.69 |
|---|---|
| Federal income tax | −$170.28 |
| Quebec income tax | −$217.19 |
| QPP contributions | −$136.90 |
| EI premiums | −$30.00 |
| QPIP premiums | −$9.92 |
| Net pay | $1,743.40 |
| Employer QPP | $136.90 |
| Employer EI | $42.00 |
| Employer QPIP | $13.89 |
Pay stubs in other provinces and territories
- AlbertaIncome tax 8% to 15%
- British ColumbiaIncome tax 6.14% to 20.5%*
- ManitobaIncome tax 10.8% to 17.4%
- New BrunswickIncome tax 9.4% to 19.5%
- Newfoundland and LabradorIncome tax 8.7% to 21.8%
- Nova ScotiaIncome tax 8.79% to 21%
- Northwest TerritoriesIncome tax 5.9% to 14.05%
- NunavutIncome tax 4% to 11.5%
- OntarioIncome tax 5.05% to 13.16%
- Prince Edward IslandIncome tax 9.5% to 21%*
- SaskatchewanIncome tax 10.5% to 14.5%
- YukonIncome tax 6.4% to 15%
* Withholding rates for the rest of the year after a mid-year change, which CRA prorates. They are not the rates on the year’s tax return.
Canadian pay stubsWho asks for a pay stub
Renting a home
Landlords commonly ask for recent pay stubs, often with a letter from the employer, to check that the rent is affordable.
Mortgages and loans
Lenders ask for recent pay stubs and an employment letter, and may also ask for T4 slips or a Notice of Assessment from CRA.
Checking your own pay
A pay stub is how an employee checks that hours, rates, vacation pay and deductions are right. Employment standards offices use it when they look into a complaint about pay.
Self-employed
Self-employed people do not get pay stubs. Their income is shown by their tax return and CRA’s Notice of Assessment. An owner who pays themselves a salary through their own corporation is an employee of it and gets pay stubs like any other employee.
Quebec questions
What must a Quebec pay stub show?
Under the Act respecting labour standards s.46: employer name, employee name, the employee's occupation, date of payment, pay period, hours paid at the prevailing rate, overtime hours paid or replaced by leave, with the premium, nature and amount of bonuses, indemnities, allowances or commissions, wage rate, gross pay, nature and amount of each deduction, net pay and tips reported by the employee and tips attributed by the employer (Taxation Act s.1019.4, s.42.11).
Why is there no CPP on a Quebec pay stub?
Quebec has its own pension plan, the QPP, which replaces CPP for people working in Quebec. Its rate is 6.3%, higher than CPP’s 5.95%.
What is QPIP?
The Quebec Parental Insurance Plan pays maternity, paternity and parental benefits in Quebec instead of EI. Employees pay 0.43% of earnings up to $103,000, which is why their EI rate is lower.
Does a Quebec pay stub have to be in French?
The Charter of the French Language requires French in documents about conditions of employment unless the employee asks for another language. No official text names the pay stub specifically, but issuing it in French is the safe reading.
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Create a Canadian pay stub
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Rates checked against CRA’s T4127 Payroll Deductions Formulas and Revenu Québec’s TP-1015.F-V for 2026. Swift Paystubs creates documents from the details entered and does not give tax or legal advice. A pay stub must reflect pay actually made. Checked 2026-10-06.