New York Pay Stub Generator

What is withheld on a New York pay stub

Every pay stub shows gross pay, each deduction, and net pay for the period and the year to date. These are the employee taxes that apply in New York for 2026.

Federal income tax

Withheld from the employee’s Form W-4 using the IRS Publication 15-T method. Same in every state.Source

Social Security

6.2% of wages up to the 2026 wage base of $184,500.Source

Medicare

1.45% of all wages, plus 0.9% Additional Medicare Tax on wages above $200,000 in the year.Source

New York income tax

New York taxes wages at graduated rates from 3.9% to 10.9% for 2026. Five lowest rates cut by 0.1 point for 2026 (bottom rate from 4% to 3.9%).Source

Disability and paid leave

Disability Benefits (NY SDI/DBL): employer may deduct 0.5% of wages up to $0.60 per week. Paid Family Leave: 0.432% of wages in 2026, max $411.91 per year.Source

Local income taxes

New York City residents pay NYC resident income tax, withheld with state tax; 2026 rates 3.078% to 3.876% (nonresidents working in NYC owe none). Yonkers residents pay a surcharge of 16.75% of net state tax; nonresidents working in Yonkers pay a 0.5% earnings tax. Both are withheld by employers.Source

Example: a $2,000 biweekly paycheck in New York

Calculated by the same engine that builds every Swift Paystubs order: 2026 rules, single filer, standard W-4, no pre-tax deductions or local taxes, first paycheck of the year. Your figures depend on your own details.

New York wage rules that shape a pay stub

Minimum wage

$16.00 an hour as of October 6, 2026. $17.00 in New York City, Long Island (Nassau and Suffolk) and Westchester County; $16.00 in the rest of the state.Source

Pay frequency

Manual workers weekly (semimonthly only with state approval); clerical and other workers at least semimonthly.Source

Pay stub law

Employers must give a wage statement with every payment of wages. It must show the dates of work covered, employee and employer names, employer address and phone, rate and basis of pay, gross wages, deductions, any allowances claimed toward minimum wage, and net wages. For non-exempt employees it must also show regular and overtime hours and rates, and piece rates where applicable.Source

Employer unemployment tax

Paid by the employer on the first $12,800 of each employee’s wages (2025 wage base). It is an employer cost and does not reduce the employee’s net pay.

Creating a New York pay stub with Swift Paystubs

• Choose New York as the work state. The state withholding line follows from it.
• Enter the pay rate, hours or salary, pay frequency and W-4 filing status.
• Check the live preview: gross pay, every deduction, net pay and year-to-date totals.
• Pay at checkout and download the PDF. Larger orders cost less per stub.

New York pay stub questions