New Jersey Pay Stub Generator

What is withheld on a New Jersey pay stub

Every pay stub shows gross pay, each deduction, and net pay for the period and the year to date. These are the employee taxes that apply in New Jersey for 2026.

Federal income tax

Withheld from the employee’s Form W-4 using the IRS Publication 15-T method. Same in every state.Source

Social Security

6.2% of wages up to the 2026 wage base of $184,500.Source

Medicare

1.45% of all wages, plus 0.9% Additional Medicare Tax on wages above $200,000 in the year.Source

New Jersey income tax

New Jersey taxes wages at graduated rates from 1.4% to 10.75% for 2026.Source

Disability and paid leave

Temporary Disability Insurance (TDI) 0.19% and Family Leave Insurance (FLI) 0.23% employee rates in 2026, each on the first $171,100 of wages (max $325.09 TDI, $393.53 FLI).Source

Local income taxes

None on employees. Newark and Jersey City levy 1% payroll taxes that are paid by the employer and not withheld from wages.

Other employee withholding

Unemployment insurance 0.3825% plus Workforce Development/Supplemental Workforce Fund 0.0425% (0.425% combined) on the first $44,800 of wages in 2026.

Example: a $2,000 biweekly paycheck in New Jersey

Calculated by the same engine that builds every Swift Paystubs order: 2026 rules, single filer, standard W-4, no pre-tax deductions or local taxes, first paycheck of the year. Your figures depend on your own details.

New Jersey wage rules that shape a pay stub

Minimum wage

$15.92 an hour as of October 6, 2026. $15.23 for seasonal employers and employers with fewer than 6 employees. Adjusted each January.Source

Pay frequency

At least twice a month; bona fide executive, supervisory and some other employees may be paid monthly.Source

Pay stub law

Employers must give employees a statement of deductions for each pay period. Employers with 10 or more employees must also show gross wages, net wages, rate of pay, and hours worked where hours affect pay. Statements may be electronic unless the employee asks for paper.Source

Employer unemployment tax

Paid by the employer on the first $43,300 of each employee’s wages (2025 wage base). It is an employer cost and does not reduce the employee’s net pay.

Creating a New Jersey pay stub with Swift Paystubs

• Choose New Jersey as the work state. The state withholding line follows from it.
• Enter the pay rate, hours or salary, pay frequency and W-4 filing status.
• Check the live preview: gross pay, every deduction, net pay and year-to-date totals.
• Pay at checkout and download the PDF. Larger orders cost less per stub.

New Jersey pay stub questions