2026 MA pay stub rules
Massachusetts Pay Stub Generator
Massachusetts taxes wages at a flat 5% for 2026. Create a Massachusetts pay stub with federal, FICA and state withholding calculated for you, preview it live, and download the PDF. From $14.99 per stub, no account needed.
Create a Massachusetts pay stubWhat is withheld on a Massachusetts pay stub
Every pay stub shows gross pay, each deduction, and net pay for the period and the year to date. These are the employee taxes that apply in Massachusetts for 2026.
- Federal income tax
- Withheld from the employee’s Form W-4 using the IRS Publication 15-T method. Same in every state.Source
- Social Security
- 6.2% of wages up to the 2026 wage base of $184,500.Source
- Medicare
- 1.45% of all wages, plus 0.9% Additional Medicare Tax on wages above $200,000 in the year.Source
- Massachusetts income tax
- Massachusetts taxes wages at a flat 5% for 2026.Source
- Disability and paid leave
- Massachusetts PFML: 2026 total 0.88% of eligible wages (0.70% medical, 0.18% family). Employer may deduct up to 0.46% from the employee (0.28% medical plus 0.18% family). Employers with fewer than 25 covered individuals remit 0.46%, which may all come from the employee. Wages capped at the Social Security wage base ($184,500 in 2026).Source
- Local income taxes
- None. No city, county or school district income or wage tax is withheld from employee paychecks.
Example: a $2,000 biweekly paycheck in Massachusetts
Calculated by the same engine that builds every Swift Paystubs order: 2026 rules, single filer, standard W-4, no pre-tax deductions or local taxes, first paycheck of the year. Your figures depend on your own details.
| Gross pay | $2,000.00 |
| Federal income tax | -$156.15 |
| Social Security | -$124.00 |
| Medicare | -$29.00 |
| Massachusetts income tax | -$100.00 |
| MA PFML (0.46%) | -$9.20 |
| Net pay | $1,581.65 |
Massachusetts wage rules that shape a pay stub
- Minimum wage
- $15.00 an hour as of October 6, 2026.Source
- Pay frequency
- Weekly or biweekly for hourly employees; salaried employees weekly, biweekly or semimonthly (monthly allowed for some exempt salaried employees by agreement).Source
- Pay stub law
- Massachusetts requires employers, when paying wages, to give each employee a pay slip, check stub, or envelope showing the employer's name, the employee's name, the pay date, hours worked, hourly rate, and the amount of any deductions or increases for the pay period.Source
- Employer unemployment tax
- Paid by the employer on the first $15,000 of each employee’s wages (2025 wage base). It is an employer cost and does not reduce the employee’s net pay.
Creating a Massachusetts pay stub with Swift Paystubs
- Choose Massachusetts as the work state. The state withholding line follows from it.
- Enter the pay rate, hours or salary, pay frequency and W-4 filing status.
- Check the live preview: gross pay, every deduction, net pay and year-to-date totals.
- Pay at checkout and download the PDF. Larger orders cost less per stub.
Massachusetts pay stub questions
Does Massachusetts withhold state income tax from paychecks?
Massachusetts taxes wages at a flat 5% for 2026. The amount depends on the employee’s pay, pay frequency and state withholding certificate, and appears as its own line on the pay stub.
Do employers in Massachusetts have to provide pay stubs?
Massachusetts requires employers, when paying wages, to give each employee a pay slip, check stub, or envelope showing the employer's name, the employee's name, the pay date, hours worked, hourly rate, and the amount of any deductions or increases for the pay period.
What is the minimum wage in Massachusetts?
The general minimum wage in Massachusetts is $15.00 an hour as of October 6, 2026.
How often must employees be paid in Massachusetts?
Weekly or biweekly for hourly employees; salaried employees weekly, biweekly or semimonthly (monthly allowed for some exempt salaried employees by agreement).
Can I use a Massachusetts pay stub as proof of income?
Landlords and lenders usually ask for your two or three most recent pay stubs. A pay stub must reflect wages that were actually paid; lenders often check pay stubs against bank deposits, tax returns or the employer.
Create your Massachusetts pay stub
From $14.99 per stub. Live preview before you pay, PDF download after checkout.
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Facts checked October 6, 2026 against the linked sources. Rules change; check the source before relying on a figure. Swift Paystubs creates documents from the details you enter and does not give tax or legal advice.