2026 NM pay stub rules
New Mexico Pay Stub Generator
New Mexico taxes wages at graduated rates from 1.5% to 5.9% for 2026. Create a New Mexico pay stub with federal, FICA and state withholding calculated for you, preview it live, and download the PDF. From $14.99 per stub, no account needed.
Create a New Mexico pay stubWhat is withheld on a New Mexico pay stub
Every pay stub shows gross pay, each deduction, and net pay for the period and the year to date. These are the employee taxes that apply in New Mexico for 2026.
- Federal income tax
- Withheld from the employee’s Form W-4 using the IRS Publication 15-T method. Same in every state.Source
- Social Security
- 6.2% of wages up to the 2026 wage base of $184,500.Source
- Medicare
- 1.45% of all wages, plus 0.9% Additional Medicare Tax on wages above $200,000 in the year.Source
- New Mexico income tax
- New Mexico taxes wages at graduated rates from 1.5% to 5.9% for 2026.Source
- Disability and paid leave
- None
- Local income taxes
- None. No city, county or school district income or wage tax is withheld from employee paychecks.
- Other employee withholding
- Workers' Compensation Administration fee: a small flat fee per employee per quarter, part of which is deducted from the employee's wages.
Example: a $2,000 biweekly paycheck in New Mexico
Calculated by the same engine that builds every Swift Paystubs order: 2026 rules, single filer, standard W-4, no pre-tax deductions or local taxes, first paycheck of the year. Your figures depend on your own details.
| Gross pay | $2,000.00 |
| Federal income tax | -$156.15 |
| Social Security | -$124.00 |
| Medicare | -$29.00 |
| New Mexico income tax | -$51.15 |
| Net pay | $1,639.69 |
New Mexico wage rules that shape a pay stub
- Minimum wage
- $12.00 an hour as of October 6, 2026. Albuquerque, Las Cruces, and the city and county of Santa Fe set higher local minimums.Source
- Pay frequency
- At least semimonthly; executive, administrative and professional employees may be paid monthly.Source
- Pay stub law
- Employers must give each employee a written receipt that identifies the employer and shows gross pay, hours worked, total wages and benefits earned, and an itemized list of all deductions.Source
- Employer unemployment tax
- Paid by the employer on the first $31,700 of each employee’s wages (2025 wage base). It is an employer cost and does not reduce the employee’s net pay.
Creating a New Mexico pay stub with Swift Paystubs
- Choose New Mexico as the work state. The state withholding line follows from it.
- Enter the pay rate, hours or salary, pay frequency and W-4 filing status.
- Check the live preview: gross pay, every deduction, net pay and year-to-date totals.
- Pay at checkout and download the PDF. Larger orders cost less per stub.
New Mexico pay stub questions
Does New Mexico withhold state income tax from paychecks?
New Mexico taxes wages at graduated rates from 1.5% to 5.9% for 2026. The amount depends on the employee’s pay, pay frequency and state withholding certificate, and appears as its own line on the pay stub.
Do employers in New Mexico have to provide pay stubs?
Employers must give each employee a written receipt that identifies the employer and shows gross pay, hours worked, total wages and benefits earned, and an itemized list of all deductions.
What is the minimum wage in New Mexico?
The general minimum wage in New Mexico is $12.00 an hour as of October 6, 2026. Albuquerque, Las Cruces, and the city and county of Santa Fe set higher local minimums.
How often must employees be paid in New Mexico?
At least semimonthly; executive, administrative and professional employees may be paid monthly.
Can I use a New Mexico pay stub as proof of income?
Landlords and lenders usually ask for your two or three most recent pay stubs. A pay stub must reflect wages that were actually paid; lenders often check pay stubs against bank deposits, tax returns or the employer.
Create your New Mexico pay stub
From $14.99 per stub. Live preview before you pay, PDF download after checkout.
Create a Pay StubRelated
Facts checked October 6, 2026 against the linked sources. Rules change; check the source before relying on a figure. Swift Paystubs creates documents from the details you enter and does not give tax or legal advice.