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2026 CO pay stub rules

Colorado Pay Stub Generator

Colorado taxes wages at a flat 4.4% for 2026. Create a Colorado pay stub with federal, FICA and state withholding calculated for you, preview it live, and download the PDF. From $14.99 per stub, no account needed.

Create a Colorado pay stub

What is withheld on a Colorado pay stub

Every pay stub shows gross pay, each deduction, and net pay for the period and the year to date. These are the employee taxes that apply in Colorado for 2026.

Federal income tax
Withheld from the employee’s Form W-4 using the IRS Publication 15-T method. Same in every state.Source
Social Security
6.2% of wages up to the 2026 wage base of $184,500.Source
Medicare
1.45% of all wages, plus 0.9% Additional Medicare Tax on wages above $200,000 in the year.Source
Colorado income tax
Colorado taxes wages at a flat 4.4% for 2026.Source
Disability and paid leave
FAMLI (paid family and medical leave): premium 0.88% of wages in 2026 (cut from 0.9% by SB25-144); employer may deduct up to 50% (0.44%) from the employee. Employers with fewer than 10 employees owe only the employee half, which may still be deducted. Wages capped at the Social Security wage base ($184,500 in 2026).Source
Local income taxes
No local income tax, but a few cities levy a flat monthly Occupational Privilege Tax (OPT), withheld from employees working there: Denver charges employees $5.75 per month when they earn at least $500 in the month (the employer pays a separate share). Greenwood Village, Sheridan and Glendale also levy OPTs. Aurora repealed its OPT effective January 1, 2025.Source

Example: a $2,000 biweekly paycheck in Colorado

Calculated by the same engine that builds every Swift Paystubs order: 2026 rules, single filer, standard W-4, no pre-tax deductions or local taxes, first paycheck of the year. Your figures depend on your own details.

Gross pay$2,000.00
Federal income tax-$156.15
Social Security-$124.00
Medicare-$29.00
Colorado income tax-$88.00
CO FAMLI (0.44%)-$8.80
Net pay$1,594.05

Colorado wage rules that shape a pay stub

Minimum wage
$15.16 an hour as of October 6, 2026. Adjusted each January for inflation. Denver and some other local governments set higher local minimums.Source
Pay frequency
At least monthly, or on regular paydays no more than 10 days after the close of each pay period.Source
Pay stub law
Colorado requires employers to give each employee an itemized pay statement in writing at least monthly or with each payment of wages. It must show gross wages, all withholdings and deductions, net wages, the pay period dates, the employee's name or identifier, and the employer's name and address.Source
Employer unemployment tax
Paid by the employer on the first $27,200 of each employee’s wages (2025 wage base). It is an employer cost and does not reduce the employee’s net pay.

Creating a Colorado pay stub with Swift Paystubs

  • Choose Colorado as the work state. The state withholding line follows from it.
  • Enter the pay rate, hours or salary, pay frequency and W-4 filing status.
  • Check the live preview: gross pay, every deduction, net pay and year-to-date totals.
  • Pay at checkout and download the PDF. Larger orders cost less per stub.

Colorado pay stub questions

Does Colorado withhold state income tax from paychecks?

Colorado taxes wages at a flat 4.4% for 2026. The amount depends on the employee’s pay, pay frequency and state withholding certificate, and appears as its own line on the pay stub.

Do employers in Colorado have to provide pay stubs?

Colorado requires employers to give each employee an itemized pay statement in writing at least monthly or with each payment of wages. It must show gross wages, all withholdings and deductions, net wages, the pay period dates, the employee's name or identifier, and the employer's name and address.

What is the minimum wage in Colorado?

The general minimum wage in Colorado is $15.16 an hour as of October 6, 2026. Adjusted each January for inflation. Denver and some other local governments set higher local minimums.

How often must employees be paid in Colorado?

At least monthly, or on regular paydays no more than 10 days after the close of each pay period.

Can I use a Colorado pay stub as proof of income?

Landlords and lenders usually ask for your two or three most recent pay stubs. A pay stub must reflect wages that were actually paid; lenders often check pay stubs against bank deposits, tax returns or the employer.

Create your Colorado pay stub

From $14.99 per stub. Live preview before you pay, PDF download after checkout.

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Related

Facts checked October 6, 2026 against the linked sources. Rules change; check the source before relying on a figure. Swift Paystubs creates documents from the details you enter and does not give tax or legal advice.

Colorado Pay Stub Generator (2026) | Swift Paystubs