2026 MT pay stub rules
Montana Pay Stub Generator
Montana taxes wages at graduated rates from 4.7% to 5.65% for 2026. Create a Montana pay stub with federal, FICA and state withholding calculated for you, preview it live, and download the PDF. From $14.99 per stub, no account needed.
Create a Montana pay stubWhat is withheld on a Montana pay stub
Every pay stub shows gross pay, each deduction, and net pay for the period and the year to date. These are the employee taxes that apply in Montana for 2026.
- Federal income tax
- Withheld from the employee’s Form W-4 using the IRS Publication 15-T method. Same in every state.Source
- Social Security
- 6.2% of wages up to the 2026 wage base of $184,500.Source
- Medicare
- 1.45% of all wages, plus 0.9% Additional Medicare Tax on wages above $200,000 in the year.Source
- Montana income tax
- Montana taxes wages at graduated rates from 4.7% to 5.65% for 2026. Top rate cut from 5.9% to 5.65% and lower bracket widened for 2026.Source
- Disability and paid leave
- None
- Local income taxes
- None. No city, county or school district income or wage tax is withheld from employee paychecks.
Example: a $2,000 biweekly paycheck in Montana
Calculated by the same engine that builds every Swift Paystubs order: 2026 rules, single filer, standard W-4, no pre-tax deductions or local taxes, first paycheck of the year. Your figures depend on your own details.
| Gross pay | $2,000.00 |
| Federal income tax | -$156.15 |
| Social Security | -$124.00 |
| Medicare | -$29.00 |
| Montana income tax | -$65.00 |
| Net pay | $1,625.85 |
Montana wage rules that shape a pay stub
- Minimum wage
- $10.85 an hour as of October 6, 2026. Applies to businesses with gross annual sales over $110,000; smaller businesses not covered by federal law may pay $4.00. Adjusted each January.Source
- Pay frequency
- No fixed frequency in law; semimonthly is presumed if the employer has not set paydays.Source
- Pay stub law
- Montana requires employers, when paying wages, to give each employee an itemized statement of deductions (state and federal income tax, Social Security, and any others) with the amount of each. If nothing is deducted, the employer must give a statement saying so.Source
- Employer unemployment tax
- Paid by the employer on the first $45,100 of each employee’s wages (2025 wage base). It is an employer cost and does not reduce the employee’s net pay.
Creating a Montana pay stub with Swift Paystubs
- Choose Montana as the work state. The state withholding line follows from it.
- Enter the pay rate, hours or salary, pay frequency and W-4 filing status.
- Check the live preview: gross pay, every deduction, net pay and year-to-date totals.
- Pay at checkout and download the PDF. Larger orders cost less per stub.
Montana pay stub questions
Does Montana withhold state income tax from paychecks?
Montana taxes wages at graduated rates from 4.7% to 5.65% for 2026. The amount depends on the employee’s pay, pay frequency and state withholding certificate, and appears as its own line on the pay stub.
Do employers in Montana have to provide pay stubs?
Montana requires employers, when paying wages, to give each employee an itemized statement of deductions (state and federal income tax, Social Security, and any others) with the amount of each. If nothing is deducted, the employer must give a statement saying so.
What is the minimum wage in Montana?
The general minimum wage in Montana is $10.85 an hour as of October 6, 2026. Applies to businesses with gross annual sales over $110,000; smaller businesses not covered by federal law may pay $4.00. Adjusted each January.
How often must employees be paid in Montana?
No fixed frequency in law; semimonthly is presumed if the employer has not set paydays.
Can I use a Montana pay stub as proof of income?
Landlords and lenders usually ask for your two or three most recent pay stubs. A pay stub must reflect wages that were actually paid; lenders often check pay stubs against bank deposits, tax returns or the employer.
Create your Montana pay stub
From $14.99 per stub. Live preview before you pay, PDF download after checkout.
Create a Pay StubRelated
Facts checked October 6, 2026 against the linked sources. Rules change; check the source before relying on a figure. Swift Paystubs creates documents from the details you enter and does not give tax or legal advice.