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2026 MD pay stub rules

Maryland Pay Stub Generator

Maryland taxes wages at graduated rates from 2% to 6.5% for 2026. Create a Maryland pay stub with federal, FICA and state withholding calculated for you, preview it live, and download the PDF. From $14.99 per stub, no account needed.

Create a Maryland pay stub

What is withheld on a Maryland pay stub

Every pay stub shows gross pay, each deduction, and net pay for the period and the year to date. These are the employee taxes that apply in Maryland for 2026.

Federal income tax
Withheld from the employee’s Form W-4 using the IRS Publication 15-T method. Same in every state.Source
Social Security
6.2% of wages up to the 2026 wage base of $184,500.Source
Medicare
1.45% of all wages, plus 0.9% Additional Medicare Tax on wages above $200,000 in the year.Source
Maryland income tax
Maryland taxes wages at graduated rates from 2% to 6.5% for 2026.Source
Disability and paid leave
None in 2026. Maryland FAMLI contributions were delayed to Jan 1, 2027 (benefits from Jan 3, 2028). The 2027 rate is 0.9% of wages up to the Social Security wage base, employer may deduct up to half (0.45%) from the employee; employers under 15 employees remit only half, which may come entirely from the employee. No FAMLI deduction should appear on 2026 pay stubs.Source
Local income taxes
All 23 counties and Baltimore City levy a local income tax, withheld with state tax based on county of residence (shown as a county code on the pay stub). 2026 withholding rates range from 2.25% (Worcester, and Frederick's lowest bracket) to 3.30% (Dorchester, Kent). Most nonresidents of Maryland pay no local tax but are withheld a special 2.25% nonresident rate as part of state tax.Source

Example: a $2,000 biweekly paycheck in Maryland

Calculated by the same engine that builds every Swift Paystubs order: 2026 rules, single filer, standard W-4, no pre-tax deductions or local taxes, first paycheck of the year. Your figures depend on your own details.

Gross pay$2,000.00
Federal income tax-$156.15
Social Security-$124.00
Medicare-$29.00
Maryland income tax-$148.60
Net pay$1,542.24

Maryland wage rules that shape a pay stub

Minimum wage
$15.00 an hour as of October 6, 2026. Montgomery County and Howard County set higher local minimums.Source
Pay frequency
At least every 2 weeks or twice a month for most employees.Source
Pay stub law
Maryland requires employers to give each employee a statement each pay period, on a physical pay stub or an online pay statement. It must show the employer's registered name, address, and phone number, the pay date and pay period dates, hours worked (except for overtime-exempt employees), rates of pay, gross and net pay, the amount and name of each deduction, any additional pay such as bonuses or commissions, and for piece-rate workers the rates and pieces completed.Source
Employer unemployment tax
Paid by the employer on the first $8,500 of each employee’s wages (2025 wage base). It is an employer cost and does not reduce the employee’s net pay.

Creating a Maryland pay stub with Swift Paystubs

  • Choose Maryland as the work state. The state withholding line follows from it.
  • Enter the pay rate, hours or salary, pay frequency and W-4 filing status.
  • Check the live preview: gross pay, every deduction, net pay and year-to-date totals.
  • Pay at checkout and download the PDF. Larger orders cost less per stub.

Maryland pay stub questions

Does Maryland withhold state income tax from paychecks?

Maryland taxes wages at graduated rates from 2% to 6.5% for 2026. The amount depends on the employee’s pay, pay frequency and state withholding certificate, and appears as its own line on the pay stub.

Do employers in Maryland have to provide pay stubs?

Maryland requires employers to give each employee a statement each pay period, on a physical pay stub or an online pay statement. It must show the employer's registered name, address, and phone number, the pay date and pay period dates, hours worked (except for overtime-exempt employees), rates of pay, gross and net pay, the amount and name of each deduction, any additional pay such as bonuses or commissions, and for piece-rate workers the rates and pieces completed.

What is the minimum wage in Maryland?

The general minimum wage in Maryland is $15.00 an hour as of October 6, 2026. Montgomery County and Howard County set higher local minimums.

How often must employees be paid in Maryland?

At least every 2 weeks or twice a month for most employees.

Can I use a Maryland pay stub as proof of income?

Landlords and lenders usually ask for your two or three most recent pay stubs. A pay stub must reflect wages that were actually paid; lenders often check pay stubs against bank deposits, tax returns or the employer.

Create your Maryland pay stub

From $14.99 per stub. Live preview before you pay, PDF download after checkout.

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Related

Facts checked October 6, 2026 against the linked sources. Rules change; check the source before relying on a figure. Swift Paystubs creates documents from the details you enter and does not give tax or legal advice.

Maryland Pay Stub Generator (2026) | Swift Paystubs